Hadratullah, and Siti Jiranah. “Analisis Efisiensi, Efektivitas Dan Akuntabilitas Pengelolaan Sumber Dana Lembaga Keuangan Mikro Syari’ah (Studi Kasus Di BMT Al-Hasan Mitra Ummat)”. Al-Qardhu 2, no. 2 (June 17, 2025): 39–52. Accessed June 6, 2026. https://jurnal.iaihpancor.ac.id/index.php/alqardhu/article/view/2440.